For Singapore families with $5 million or more

You spent 30 years building your wealth.
If your children divorce, part of it could go.

Multiple properties. A business. Investments.
But no clear answer on how it all passes down.
Answer 8 questions. See how families like yours solved the exact worry you have.

Start the 30-Second Assessment

Summit Planners · Since 2000 · ChFC, AEPP® · Works with a licensed trust company

Three generations of a Singaporean family at their home

Every family we meet carries one of these.

Which one is yours?

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My child may marry the wrong person. What I leave them could be at risk in a divorce.

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My children may fight over what I leave behind.

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My spouse trusts people too easily. If I go first, will the money last?

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Scammers are getting smarter. Will I stay sharp enough to manage it all?

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My child will need care for life. Who takes over when we are gone?

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My business carries risk. I do not want my family to pay for it.

A will alone does not solve most of these. Here is why ↓

You have a will. What can it not do?

A will decides who gets what after you die.
A will can even set up a trust inside it.
But nothing in a will starts working until the day you are gone.

A will only works after you die. It does nothing on the day you can no longer decide for yourself.
A will must pass through probate first. That takes months, and the court file is public.
A trust written inside a will starts only after death. By then no one can change it.
Your children inherit directly. Inherited wealth may be exposed in a divorce.

70%

of family wealth is gone by the second generation.
90% by the third.

Source: Williams Group, a 20-year study of 3,200 families in the United States.

It all comes down to two questions.
Who holds the keys?
And what happens the day your children receive everything at once?

An inheritance and succession specialist.

We help Singapore families with inheritance, succession and estate planning.
We work with law firms, a licensed trust company, private banks and insurers to build one complete plan.

This is not an insurance seminar.
The first session is complimentary. No obligation.

Alfred Toh

Inter-Generational Planner

16+ years in estate planning
Chartered Financial Consultant (ChFC)
Associate Estate Planning Practitioner (AEPP®)
Has designed estate plans for families with $5M to over $100M in assets

A single family office starts at $20 million. That is the floor to qualify for Singapore's tax schemes. Add staff and running costs on top.
Most families between $5M and $50M are not ready for one. Many do not want one.
They still need a plan.
That is exactly who we serve.

Source: MAS Section 13O requires at least S$20M in assets. Section 13U requires at least S$50M.

Families like yours.

M S, 50s

Tech senior management · $5–10M

Their only daughter is 18. She has special needs.
Their fear: who takes care of her when we are gone?What the Family Treasure Fund didIt holds money just for her care.
Professionals manage it, by the parents' rules.The resultHer care is paid for. For life.
And the parents stopped hoarding for her.
They kept more for their own retirement.

C & C, 62

Sold their childcare business · $30–40M

They sold the business. Then came the hard part.
Husband and wife could not agree on what "fair" meant.
The tension was real.What the Family Treasure Fund didWe sat in as the neutral party.
The fund now holds the rules they BOTH agreed to.The resultThe tension is gone. The family is aligned.
The grandchildren benefit.

Mr N, 58

Precious metals business · $20–30M

One incident shut his business for a month.
Three children who do not always see eye to eye.What the Family Treasure Fund didKey personal assets moved into the fund, away from business risk.
Clear rules on who gets what, and when.The resultIf the business stumbles, the family does not.
And when he passes, there is no fight.
No second-guessing.

How it works

Answer 8 questions

30 seconds. Your concerns. Your assets. Your family situation.

See your assessment

What a will cannot do in your exact situation, and what families like yours did instead.

You choose how we talk

A 15-minute phone call. Or a face-to-face session at our office. You pick, we follow.